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	<title>Comments on: How to Cancel Your Credit Card</title>
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	<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/</link>
	<description>Student Loan, College Loan, Auto Loan, Credit Card, Mortgage, Personal Finanace</description>
	<lastBuildDate>Wed, 08 Feb 2012 15:15:47 +0000</lastBuildDate>
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		<title>By: erick weispc</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-1605</link>
		<dc:creator>erick weispc</dc:creator>
		<pubDate>Wed, 22 Jul 2009 17:51:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-1605</guid>
		<description>Say no thank you to everything they try to offer you when you call them to cancel. That will work.</description>
		<content:encoded><![CDATA[<p>Say no thank you to everything they try to offer you when you call them to cancel. That will work.</p>
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		<title>By: Nigerian Entrepreneur</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-26</link>
		<dc:creator>Nigerian Entrepreneur</dc:creator>
		<pubDate>Tue, 02 Sep 2008 16:49:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-26</guid>
		<description>Man that is brilliant! This sure deserve a thumbs up.

I&#039;m going to try the trick on some customer service who takes pleasure in going round in circle instead of providing the service they claim they are providing. 

I simply tell them &quot;I AM RECORDING THIS CALL&quot; You rock!

&lt;abbr&gt;&lt;em&gt;Nigerian Entrepreneurs last blog post..&lt;a href=&quot;http://naijaecash.com/business-ideas-for-nigerians-1/&quot; rel=&quot;nofollow&quot;&gt;Business Ideas For Nigerians 1&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Man that is brilliant! This sure deserve a thumbs up.</p>
<p>I&#8217;m going to try the trick on some customer service who takes pleasure in going round in circle instead of providing the service they claim they are providing. </p>
<p>I simply tell them &#8220;I AM RECORDING THIS CALL&#8221; You rock!</p>
<p><abbr><em>Nigerian Entrepreneurs last blog post..<a href="http://naijaecash.com/business-ideas-for-nigerians-1/" rel="nofollow">Business Ideas For Nigerians 1</a></em></abbr></p>
]]></content:encoded>
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	<item>
		<title>By: new2u</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-25</link>
		<dc:creator>new2u</dc:creator>
		<pubDate>Mon, 01 Sep 2008 13:22:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-25</guid>
		<description>It is just as bad for your credit to have a dormant card. Better to get rid of it in my opinion.</description>
		<content:encoded><![CDATA[<p>It is just as bad for your credit to have a dormant card. Better to get rid of it in my opinion.</p>
]]></content:encoded>
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	<item>
		<title>By: Joe</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-24</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Mon, 01 Sep 2008 00:03:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-24</guid>
		<description>I had a card for about 2 years as well and canceled it. My credit score immediately dropped 30 points.  As Eric said, I&#039;d suggest you zero out the balance and physically destroy the card unless you&#039;re not concerned about a significant hit to you credit score.

&lt;abbr&gt;&lt;em&gt;Joes last blog post..&lt;a href=&quot;http://levelhelp.info/2008/07/the-terms-of-service-is-just-a-goddamn-piece-of-paper/&quot; rel=&quot;nofollow&quot;&gt;The Terms of Service is Just a Goddamn Piece of Paper&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>I had a card for about 2 years as well and canceled it. My credit score immediately dropped 30 points.  As Eric said, I&#8217;d suggest you zero out the balance and physically destroy the card unless you&#8217;re not concerned about a significant hit to you credit score.</p>
<p><abbr><em>Joes last blog post..<a href="http://levelhelp.info/2008/07/the-terms-of-service-is-just-a-goddamn-piece-of-paper/" rel="nofollow">The Terms of Service is Just a Goddamn Piece of Paper</a></em></abbr></p>
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	<item>
		<title>By: R. MAK.</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-22</link>
		<dc:creator>R. MAK.</dc:creator>
		<pubDate>Sun, 31 Aug 2008 18:29:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-22</guid>
		<description>@Eric
Thanks for your advice.. but I had the card for about two years

&lt;abbr&gt;&lt;em&gt;R. MAK.s last blog post..&lt;a href=&quot;http://www.fairloanrate.com/index.php/2008/08/31/how-to-cancel-your-credit-card/&quot; rel=&quot;nofollow&quot;&gt;How to Cancel Your Credit Card&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>@Eric<br />
Thanks for your advice.. but I had the card for about two years</p>
<p><abbr><em>R. MAK.s last blog post..<a href="http://www.fairloanrate.com/index.php/2008/08/31/how-to-cancel-your-credit-card/" rel="nofollow">How to Cancel Your Credit Card</a></em></abbr></p>
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	<item>
		<title>By: Paul</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-21</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Sun, 31 Aug 2008 16:59:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-21</guid>
		<description>You have to do what you have to do

&lt;abbr&gt;&lt;em&gt;Pauls last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/xatal/~3/378735380/&quot; rel=&quot;nofollow&quot;&gt;A complete guide to passing the ACT test&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>You have to do what you have to do</p>
<p><abbr><em>Pauls last blog post..<a href="http://feeds.feedburner.com/~r/xatal/~3/378735380/" rel="nofollow">A complete guide to passing the ACT test</a></em></abbr></p>
]]></content:encoded>
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	<item>
		<title>By: eric</title>
		<link>http://www.fairloanrate.com/2008/08/31/how-to-cancel-your-credit-card/comment-page-1/#comment-20</link>
		<dc:creator>eric</dc:creator>
		<pubDate>Sun, 31 Aug 2008 16:31:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=15#comment-20</guid>
		<description>Not good for your credit to cancel a card.  Length of time holding the credit card is reported to the credit bureau.  better to keep the account open but just cut up the card.</description>
		<content:encoded><![CDATA[<p>Not good for your credit to cancel a card.  Length of time holding the credit card is reported to the credit bureau.  better to keep the account open but just cut up the card.</p>
]]></content:encoded>
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