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	<title>Comments on: What Happens If I Don&#8217;t Pay My Credit Card Bill</title>
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	<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/</link>
	<description>Student Loan, College Loan, Auto Loan, Credit Card, Mortgage, Personal Finanace</description>
	<lastBuildDate>Wed, 08 Feb 2012 15:15:47 +0000</lastBuildDate>
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	<item>
		<title>By: Debt solver</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-34273</link>
		<dc:creator>Debt solver</dc:creator>
		<pubDate>Sat, 24 Dec 2011 20:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-34273</guid>
		<description>I appreciate, result in I found exactly what I was having a look for. You have ended my 4 day long hunt! God Bless you man. Have a nice day. Bye</description>
		<content:encoded><![CDATA[<p>I appreciate, result in I found exactly what I was having a look for. You have ended my 4 day long hunt! God Bless you man. Have a nice day. Bye</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: David Schneider</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-26436</link>
		<dc:creator>David Schneider</dc:creator>
		<pubDate>Tue, 31 May 2011 21:15:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-26436</guid>
		<description>I am retired on a small soc sec income and some self-employment. We have depended on my wife&#039;s part-time work to pay our cc, which we have been doing. Now, she cannot work and must file for disability. We have about $30,000 cc debt. What will happen if we don&#039;t pay anymore? I read the article on this page and it didn&#039;t say anything about that that I could find. Thanks.</description>
		<content:encoded><![CDATA[<p>I am retired on a small soc sec income and some self-employment. We have depended on my wife&#8217;s part-time work to pay our cc, which we have been doing. Now, she cannot work and must file for disability. We have about $30,000 cc debt. What will happen if we don&#8217;t pay anymore? I read the article on this page and it didn&#8217;t say anything about that that I could find. Thanks.</p>
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		<title>By: kristen</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-10003</link>
		<dc:creator>kristen</dc:creator>
		<pubDate>Sat, 28 Aug 2010 20:42:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-10003</guid>
		<description>Diego garcia NO SUCH THING as a good illegal immigrant. what would mexico do to an america who  wasn&#039;t there legally?</description>
		<content:encoded><![CDATA[<p>Diego garcia NO SUCH THING as a good illegal immigrant. what would mexico do to an america who  wasn&#8217;t there legally?</p>
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	<item>
		<title>By: Barry at get cash help</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-9531</link>
		<dc:creator>Barry at get cash help</dc:creator>
		<pubDate>Thu, 19 Aug 2010 23:05:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-9531</guid>
		<description>Hi, and I guess I am not the only one rowing the canoe over the cliff of credit card hell.  After reading so many posts on different blogs I found yours to be very helpful.  (Bent Slightly) has the right approach and make them work for their money.  I am in debt to the sum of $30,000 and find it hard to make any payments due to the economy and work is slow........

The only advice I can give is to not avoid them as court will appear in your future. The collection agencies will take you to court and Its best to offer what you can and if they refuse, document all of your info and let the Judge know you at least made the effort to try and repay to your best abilities. I have heard that Judges will throw the debt out of court because you had at least tried to repay and they were being unreasonable because of your limitations to repay larger amounts. Even if its $10.00 you are showing some type of ability to pay it.( $ 15.00 to 20.00 would be better) but if this is all you can afford then it shows your effort.

Thanks for reading this and I have bookmarked your site for future reference.

Barry</description>
		<content:encoded><![CDATA[<p>Hi, and I guess I am not the only one rowing the canoe over the cliff of credit card hell.  After reading so many posts on different blogs I found yours to be very helpful.  (Bent Slightly) has the right approach and make them work for their money.  I am in debt to the sum of $30,000 and find it hard to make any payments due to the economy and work is slow&#8230;&#8230;..</p>
<p>The only advice I can give is to not avoid them as court will appear in your future. The collection agencies will take you to court and Its best to offer what you can and if they refuse, document all of your info and let the Judge know you at least made the effort to try and repay to your best abilities. I have heard that Judges will throw the debt out of court because you had at least tried to repay and they were being unreasonable because of your limitations to repay larger amounts. Even if its $10.00 you are showing some type of ability to pay it.( $ 15.00 to 20.00 would be better) but if this is all you can afford then it shows your effort.</p>
<p>Thanks for reading this and I have bookmarked your site for future reference.</p>
<p>Barry</p>
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		<title>By: Farah</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-8943</link>
		<dc:creator>Farah</dc:creator>
		<pubDate>Tue, 10 Aug 2010 17:34:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-8943</guid>
		<description>thanks for liking our site :)</description>
		<content:encoded><![CDATA[<p>thanks for liking our site :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Roy Towne</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-8942</link>
		<dc:creator>Roy Towne</dc:creator>
		<pubDate>Tue, 10 Aug 2010 16:42:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-8942</guid>
		<description>nice. i could use ideas from webmasters like yourself to get my web sites right. excellent info, well put together.</description>
		<content:encoded><![CDATA[<p>nice. i could use ideas from webmasters like yourself to get my web sites right. excellent info, well put together.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: N.Nag</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-5109</link>
		<dc:creator>N.Nag</dc:creator>
		<pubDate>Fri, 19 Mar 2010 09:48:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-5109</guid>
		<description>sir 
i have taken a personal loan which is iam not paying from two years now iam not in a position to pay the loan , but the bankers are saying that they have issued a warrent , so kindly suggest me the way to be safe from warrent or how should i escape from this problem
pls any one help me out frds</description>
		<content:encoded><![CDATA[<p>sir<br />
i have taken a personal loan which is iam not paying from two years now iam not in a position to pay the loan , but the bankers are saying that they have issued a warrent , so kindly suggest me the way to be safe from warrent or how should i escape from this problem<br />
pls any one help me out frds</p>
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	<item>
		<title>By: Dave</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-5100</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 17 Mar 2010 02:38:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-5100</guid>
		<description>Hello I owe chase 24000 dollars because they bumped my interest rate to 29.99 after one two day late payment. it was 3.99 then 7.99 .....if I dont pay what happens in the end?</description>
		<content:encoded><![CDATA[<p>Hello I owe chase 24000 dollars because they bumped my interest rate to 29.99 after one two day late payment. it was 3.99 then 7.99 &#8230;..if I dont pay what happens in the end?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mae</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-4178</link>
		<dc:creator>Mae</dc:creator>
		<pubDate>Tue, 26 Jan 2010 08:05:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-4178</guid>
		<description>I have 4 different cards...each one has anywhere from 1000CND to 6000CND owing.  I am out of the country...been paying the monthly payments for 9 years....not getting anywhere...I am now in the position that I just can&#039;t afford to pay them anymore...I need to know if I stop all together...can I go to jail if I enter the country again?  I mean I really don&#039;t care about the credit rating...I don&#039;t want another card again...and I will never own my own house..so just need to know if they will bother to come after me for such a small amount (when you look at what others owe)..I don&#039;t have any cars, houses, or anything that could be used as collateral...does anyone know?

Need to fix this ASAP!!!
</description>
		<content:encoded><![CDATA[<p>I have 4 different cards&#8230;each one has anywhere from 1000CND to 6000CND owing.  I am out of the country&#8230;been paying the monthly payments for 9 years&#8230;.not getting anywhere&#8230;I am now in the position that I just can&#8217;t afford to pay them anymore&#8230;I need to know if I stop all together&#8230;can I go to jail if I enter the country again?  I mean I really don&#8217;t care about the credit rating&#8230;I don&#8217;t want another card again&#8230;and I will never own my own house..so just need to know if they will bother to come after me for such a small amount (when you look at what others owe)..I don&#8217;t have any cars, houses, or anything that could be used as collateral&#8230;does anyone know?</p>
<p>Need to fix this ASAP!!!</p>
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	<item>
		<title>By: Paul Hamm</title>
		<link>http://www.fairloanrate.com/2008/11/19/what-happens-if-i-dont-pay-my-credit-card-bill/comment-page-1/#comment-4026</link>
		<dc:creator>Paul Hamm</dc:creator>
		<pubDate>Wed, 20 Jan 2010 04:40:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.fairloanrate.com/?p=106#comment-4026</guid>
		<description>manny desai, save your self stop pay the rat basters. they took all americans with large bail outs ( your money)( your childrens, childrens  money) the biggest  in the history of the of nations. if not the world.</description>
		<content:encoded><![CDATA[<p>manny desai, save your self stop pay the rat basters. they took all americans with large bail outs ( your money)( your childrens, childrens  money) the biggest  in the history of the of nations. if not the world.</p>
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