What I Do With Credit Card Applications In My Mail?

Posted on 21 November 2008

Things that come in mail these days are pretty scary. Especially I am worried about those pre filled credit card applications that are sent to my mail box. If some one get them from my mail box and change the ID, they can be spending lot of the money on those credit card, never to pay back. Recently I came across an article on cookeyed.com. The dude tore his credit card application and then re-glued it.  made changes on it and sent back to CHASE. Guess what, he got a credit card delivered to his father’s address.

The dude got a pre-filled application. here is what he did with that…



He tore them into little bitty pieces.

Next, he arranged the bits back. It actually took a surprising amount of effort to get them all flipped and aligned properly.

Then took some scotch tape to recreate the application form from pieces.

He taped the bits together from the back,

It wasn’t a perfect job due to static electricity on paper and on his fingers but he managed to do it.

Puzzle solved and the application form is good as new!

Then he completed the application. He changed the address to his parents and gave a cell phone number instead of his own.

Now he could authorize the card from this number. Finally, He used the pre-printed business reply envelopes that came with the application to mail off the application to Chase. All free of cost. He checked out the web about instructions.It said, he should tear up all financial mail he is not interested in.

To his surprise, a few week later he received a Chase Credit card in his father’s mailbox.

which he was able to authorize using his cellphone.

He showed his intention to load this card with load of credit and never pay the credit card bill. he said nothing about not paying the credit card bill we assume it as it is free money…

He finished his four part article with following comments

Things worked out just fine for me, I got my card, and I’m happy. But for you, you might be worried right now. Every credit card application you get is now like a villain from a suspense thriller. If you don’t figure out how to completely destroy it, it may come back to terrorize you in the sequel.

Perhaps a good solution would be for Credit card applications to come packaged with a coupon to buy a new shredder!

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8 Responses to “What I Do With Credit Card Applications In My Mail?”

  1. I guess it just goes to show you that anyone can do just about anything they want if they want to do it bad enough.
    I was the assistant branch manager at a bank for 2 years, and I was always surprised at how easy people can get into your stuff. To hell in a hand basket I tell you, hell in a hand basket.

    -Will

    Sexy Cheeses last blog post..Courses the opposite sex needs to take!!

  2. jsa says:

    This post is incredible. You would think that a torn up application with a change of address and phone number would signal a few red flags for someone at Chase. On one hand, I’m shock. On the other hand, I’m sadly not…

  3. Caleb says:

    Wow! There’s probably something to be claimed by taking this to a major news media. This seems like something you’d see on nightly news investigations.
    And, the American in me is screaming “SUE THEM!”

    Calebs last blog post..Making Money in College

  4. Uncle B says:

    As with all my junk mail, I feed credit applications to my verminator in the kitchen along with all the other scraps. They soak up excess moisture nicely, and turn into good clean top soil quickly and odor-free. I separate the worms from the new soil often, and use the soil to grow depression proof veggies in my strip of garden out back! Thank You to all the junk mailers who send me this resource! I have grow beautiful cabbages, carrots, lettuce, onions beans and potatoes for my family this way! keep the junk-mail coming, but please use soy based inks in the future, as my worms like a little dressing on their lunch! P.S. Credit Applications also make good mulch!

  5. danieleluigi says:

    i worked for banks in the past, it’s 9 years since i had the last one


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