Comments on: Can you end up in Jail for non-payment of your Credit Card Debt?

By: allannah

allannah — Tue, 31 Jan 2012 00:08:26 +0000

i was just threatened that i am under investigation with a credit card company by a specialist. They said that i had the intent not to pay back the debt, and i simply told them i am currently on assitstance and a single mother. i told them i can pay 25$ a month and they hung up on me. Can i go to jail?????

By: ML

ML — Tue, 20 Dec 2011 09:15:47 +0000

As a specialy foreign worker, I was laid off in early 2009 and this has affected my repayments for debts. I have sold everything and paid as much credit card debts then had to leave the US but I am fearful that if I ever want to visit US, my past will haunt me. After the layoffs, I could’nt pay some credit card on time till it was cancelled by the company. When I return to my home country, I did called up the company to pay up my debts. From what they claim, I do not owe but I have seen cases whereby they charge fees into your account despite paying in full. Although, I have paid up the debts, how would I know that it is truly paid for? Is it true after 7 years, your debt history will be erased? Could a person mend their tragic debt history and restore it??? I just hope no one has to go through this nightmarish event! I lost sleep and was so stress up about it!

By: Travis

Travis — Wed, 07 Dec 2011 09:22:39 +0000

Thank you so much this helped me out and took stress off me :)

By: Kat

Kat — Fri, 16 Sep 2011 12:47:56 +0000

What about credit card companies who are targeting the ederly and disabled? I have a family member who is mentally challenged and somehow managed to rack up over 20k in credit cards. One company even gave her two accounts with the same department store? She receives Social Security so I wonder whose math skills were off that day? If they would have properly verified her income I dont believe she would be in the mess she is in today. She has received threatening calls, letters, etc. We contacted a lawyer who said in her case bankruptcy is the answer because she does not own anything. But still? Why are these companies allowed to use the excuse of not discriminating? This is why our country is financially flawed because we are allowing these big banks to make unethical decisions and then they try to point the finger somewhere else. GE Money, you make unethical business decisions and I hope you go down financially. GE Money you take advantage of ederly and disabled persons. SHAME ON YOU.

By: kavya

kavya — Mon, 25 Jul 2011 16:01:56 +0000

I have a car loan of 3 lakhs since last 5.5 yrs.i had payed them 1.5 lakhs till this date but the tottal amount was considered as interest by the bank.now they are asking me to pay 3 lakhs more.I am away from my home and bank people doesnt have any contacts with me .Wat all actions they can take against me.Pls advice.I am jobless and dont have any idea how to pay it back.i dont have anything in my name except tat car.Kindly advice.

By: Blas@hotmail.com

Blas@hotmail.com — Thu, 23 Sep 2010 05:08:21 +0000

My partner and I came here since this blog site has been tweeted by a young lady I had been following and am pleased I made it here.

By: Cathy

Cathy — Mon, 21 Jun 2010 23:48:54 +0000

I just received a call from a collection agency and was informed that if I didn’t pay or make arrangements to pay, they would file fraud charges and I would go to jail. I live on SSDI and told the woman that I don’t get a check until next month, and can’t pay anythring right now. She told me she was posting my account that I “refused to pay”. I don’t dispute the bill, but can she actually file fraud charges for $102.00 that I owe to Avon?

By: Gori

Gori — Thu, 27 May 2010 07:05:35 +0000

I’m some credit card customer,I’m in 2 years out of USA,and didn’t make any payment sinc september 2008..lost all my jobs,and havn’t any income sinc 2008..now I planing come back to the USA…I made phone call to the credit card office,and there said my case was filled in court, when I will be back probably in octomber I will be start make payment, I owen about $2000.00 with fees and panalties. what happens with me? what desicion can make court? and it’s possible make some deal with credit card office?
Thank you.

By: Alisha

Alisha — Mon, 17 May 2010 17:29:28 +0000

I have a court date in 3 days from Capital One Credit card.. I owe $1200, I plan on going to court.. I have 3 children, no job and no money in the bank.. I’m married, but seperated at this point. Is there anything they can do to me? I dont have any property in my name either.. Thanks

By: Kathy Aguilar

Kathy Aguilar — Tue, 26 Jan 2010 01:19:13 +0000

Good Information, Now I can sleep at night, I hate all these threats about taking me in to prison, Blah Blah..I feel for those who like me don’t owe this debt and still getting harassed. But overall you did educate me :0)