In this article we have given you the 30 Year FRM and 1 Year ARM rates. The graph above shows long term trends of 30 Year FRM and 1 Year ARM. It shows the mortgage rates trends from 1984-2009.

Following the graph which starts from June 1984 as you can see that 30 Year FRM was in between 13.50-5.00% whereas 1 Year ARM was in between 10.50-12.00% then we see a little rise in the rates in the same year, the 30 Year FRM and 1 Year ARM increases up to 15% and 12% respectively.

After that the rates starts falling and they continued to fall till the beginning of 1987 and then they rise a little bit and then again fall in the beginning of 1988 and then we can see a considerable rise in the rates up till June 1989 and after that we can see that the rates starts declining and that fall in the rates continued till the beginning of 1994.

After 1994 the rates rises and continues to rise till the beginning of 1995 and then we can see a decline in the rates after that there were ups and downs in the rates till June 2000 and after that there was a huge fall in the rates that continued till June 2003.

In June 2003 the 1 Year ARM rate was at its lowest levels, after that we can see that there was a rise in 1 Year ARM rates that continues up till June 2006, after which the 1 Year ARM rates shows very little ups and downs up till now, while the rates of 30 Year FRM shows ups and downs after June 2006 and those ups and downs continued till June 2008 after which the rates comes to their lowest ever seen positions which still continues.

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