In case you find any errors on your credit report, you will have to dispute it with the credit bureaus in order to get it corrected. The following contact information may help you to find these bureaus and to talk to them.

Credit Bureau Websites

The contact information is also available at the end of any credit report that you may have. The credit bureau’s websites provide a lot of useful tips and advice. There is also an area available on the site where you can dispute items appearing on your credit report. Learning centers are also there on the site that teach you the fundamentals of credit scoring.

The good thing about these sites is that they can be useful in understanding more about how the individual companies compile our credit score and what can be done in order to improve the end result.

Three Major Credit Bureaus

There are three major credit bureaus that are working right now. These bureaus spend most of their time trying to sell identity theft solutions and so-called free credit reports to you. Although they are the original source that have your credit report, they are also there to do business and may try to sell you several products of their own.

Contact Information

Here are the addresses, phone numbers, and links to the websites of the three credit bureaus:

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-997-2493
http://www.equifax.com

Experian
P.O. Box 2104
Allen, TX 75013-2104
1-888-397-3742
http://www.experian.com

Trans Union
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
http://www.transunion.com

Do remember that all three credit bureaus are doing a private business, and so they will try to sell you products that you may not need. Although some of their products may prove to be helpful, but if you think you can survive without them, then don’t buy them. In case you simply need a credit report copy, it can be ordered free of charge at Annualcreditreport.com. but this will not contain your credit score.

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