There are many reasons to go with a co-signer for a car financing, it helps you in building up your credit that will help you get soft loans in the future. Moreover if your cosigner has a sound financial history, solid employment, and good credit, it will add more good to your own credit reputation, in addition you may get better advice from your cosigner while financing with the lender. 

1. First of all, arrange for a cosigner before going to the car dealership; since you do not actually have to get your lender intervene in the agreement between you and a cosigner.
2. If feasible, ask your parents or some relative to act as a co-signer.
3. Indeed a co-signer wants a total protection for his own interests even if he is agree to act as your co-signer, so it is good if you take on an honest conversation with your cosigner before entering into any agreement.
4. When you go for any loan agreement involving a co-signer, do not forget to read the entire terms and conditions of the agreement. Especially the conditions under which your co-signer would held un-disruptive, is indeed of a big concern to you.
5. It is more sensible if you keep your co-signer stuff separate from your lender issues. Indeed lender is not going to change your higher interest rates to lower because you have a co-signer, but it is the co-signer good credit that will qualify you for a better rate.
6. If probable, get a provision in writing, to let you remove the co-signer from you car financing note after a certain period of time, if you have made timely payments on that period.

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