When you have gone through a dental treatment and you haven’t paid it completely, you will keep on receiving letters from the dental office. There are certain times when you are not able to pay back. Anyhow, it doesn’t mean there is no solution for it, adopting a few methods can help you come up with agreements on unpaid dental bills.
Discuss Your Issue At Dental Office:
Hold a conversation with the dental office staff and request for your repayment plan. Many dental offices offer a repayment plan to their customers. Ask for a repayment plan according to the amount you can pay every month easily. It all depends on you how many months you take to pay your bills.
Take up new methods of Financing:
To overcome the dues, you can get new credit cards that offer low interest rates to pay your monthly dental bills. Credit cards like Care card is favored for its low interest feasibility to overcome dues of previous dental treatments and other medical over-dues.
Consider Personal Loan:
Borrow a personal loan, or take line of credit to overcome your dues. If in case your dental office doesn’t give you repayment plan. This method can be useful for you with low interest rates and extended time period.
Use of Credit Cards:
The dental experts suggested that it is better to make a repayment plan successful than to pay your dental bills via credit cards. On contrary, if the dental practice doesn’t provide repayment plan then for surely you can pay your bills via credit cards.
On not submitting your payments, the dental practice will surely hand over your account to the collection agency. The unpaid amount will appear on your credit report as long it is not paid. According to Fair Credit Reporting Act, the dental practice can not longer demand money from you when this statute has passed.
Unpaid dental bills is often taken as a common issue among people in US. Any how, this small or ignored unpaid amount can turn into a big hurdle, and still if not considered, will stir in other financial crises, you havent thought about.