I have searched internet for a good list of Cash Deposit Rates for all US Banks but did not find anything useful except a forum from where I picked this info. I am not sure if it the most recent list but this is what is available at the moment. best thing about this list of CD Rates is that links to bank websites are there. so ever if the list is not current list of CD rates it is very useful. If you know another source of good CD rates or have up to date information, please leave a comment so I can update the list accordingly.
Use Find Function on your browser to find the CD Rate or bank you are looking for…. (usually Ctrl+F)
Symbols:
- * – Opening balance under $2500
- ** – Opening balance $2500 to $9,999
- *** – Opening balance $10,000 to $24,999
- **** – Opening balance $25,000 and higher (+ denotes high end of range)
3-month CD
(Threshold is 4.00%)
5.25% Middlesex Savings Bank *
5.00% Community Banks of PA **
4.99% Statebank of India (US branches only) ***
4.90% Crestmark Bank ***
4.89% Stearns Bank ****+
4.75% eBank *
4.65% Meadows CU *
4.65% Greater Atlantic Bank *
4.60% UFB Direct ****+ (starts at 4.08%)
4.60% Tennessee Commerce Bank
4.60% National InterBank ****+
4.59% First Internet Bank of Indiana *
4.59% Corus Bank ***
4.58% KeyDirect ****
4.55% Raymond James Bank *
4.55% Meadows CU *
4.55% Imperial Capital Bank *
4.55% FirstFedDirect.com ***
4.51% Umbrella Bank *
4.51% EverBank *
4.50% E*trade Bank *
4.50% LaSalle Bank ***
4.50% IndyMac **
4.50% Virtualbank ***
4.45% State Farm Bank ****+
4.45% Nexity Bank *
4.42% Advanta Bank ***
4.41% GiantBank *
4.40% ESB Bank **** (starts at 4.06%)
4.35% Community First Bank *
4.27% Self-Help CU *
4.25% Discover Bank ****
4.25% Bank of Internet *
4.20% American United Bank *
4.15% First Financial CU ****+
4.00% GMAC Bank *
6-month CD
(Threshold is 4.00%)
6.00% OnPoint Community CU **
5.25% Middlesex Savings Bank *
5.15% Statebank of India (US branches only) ****+
5.05% Crestmark Bank ***
5.01% Stearns Bank ****+
5.01% Meadows CU *
4.94% KeyDirect **** (starting at 4.56%)
4.93% Resource Bank **
4.92% E*trade Bank *
4.92% GiantBank *
4.91% Nexity Bank *
4.90% Umbrella Bank *
4.90% Corus Bank ***
4.86% American Chartered Bank *
4.85% Virginia Commerce Bank ***
4.85% UFB Direct ****+ (starts at 4.08%)
4.85% National InterBank ****+
4.85% First Internet Bank of Indiana *
4.85% Ascencia Bank *
4.81% Advanta Bank ***
4.81% FirstFedDirect.com ***
4.80% IndyMac **
4.80% Imperial Capital Bank *
4.80% Bank of Internet *
4.80% Virtualbank ***
4.75% Tennessee Commerce Bank
4.75% NetBank *
4.75% Greater Atlantic Bank *
4.75% EverBank *
4.75% Access National Bank **
4.75% Countrywide Bank * (starts at 4.25%)
4.71% Home Bank of California ***
4.70% La Jolla Bank *
4.70% ESB Bank **** (starts at 4.06%)
4.65% Citibank *
4.60% Raymond James Bank *
4.60% LaSalle Bank ***
4.60% First Financial CU ****+
4.60% American United Bank *
4.59% Pacific Trust Bank ****+
4.55% State Farm Bank ****+
4.50% Western Financial Bank *
4.50% Ohio Savings Bank *
4.50% State Employees’ CU *
4.50% Christian Community CU ****+
4.50% Flushing Savings Bank *
4.50% eBank *
4.50% Amtrust Bank *
4.50% Allied First Bank *
4.50% Acacia Federal Savings Bank *
4.50% Affinity Bank **
4.50% Community First Bank *
4.47% State Department CU ****+
4.45% Transportation Alliance Bank *
4.40% Self-Help CU *
4.40% Beal Bank *
4.30% Stonebridge Bank *
4.29% Discover Bank
4.00% GMAC Bank *
9-month CD
(Threshold is 4.00%)
5.05% Crestmark Bank ***
5.00% Nexity Bank *
5.00% Community Banks of PA **
4.96% M&T Bank **
4.90% Access National Bank **
4.88% Advanta Bank ***
4.87% EverBank *
4.86% FirstFedDirect.com ***
4.85% Imperial Capital Bank *
4.85% American United Bank *
4.81% Home Bank of California *** (starts at 3.65%)
4.81% Bank of Internet *
4.80% Sleepy Hollow Bank **
4.80% IndyMac **
4.80% Virtualbank ***
4.80% Countrywide Bank * (starts at 4.40%)
4.75% Greater Atlantic Bank *
4.70% Pacific Trust Bank ****+
4.70% ESB Bank **** (starts at 4.06%)
4.65% Affinity CU *
4.60% PNC Bank *
4.60% Ohio Savings Bank *
4.60% Amtrust Bank *
4.55% United Bank *
4.55% Acacia Federal Savings Bank *
4.50% Western Financial Bank *
4.50% HSBC *
4.50% People’s Bank *
4.40% Beal Bank *
4.00% Citibank *
4.00% GMAC Bank *
1-year CD
(Threshold is 4.00%)
6.00% OnPoint Community CU **
5.61% Melrose CU ****+
5.30% Statebank of India (US branches only) ****+
5.25% Middlesex Savings Bank *
5.15% Crestmark Bank ***
5.15% Nexity Bank *
5.15% Corus Bank ***
5.15% Countrywide Bank *
5.13% KeyDirect ****
5.12% First Inernet Bank of Indiana *
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% Umbrella Bank *
5.10% IndyMac **
5.10% Eagle Bank *
5.10% M&T Bank **
5.10% Ascencia Bank *
5.10% Virtualbank ***
5.10% GiantBank *
5.07% California First National Bank *
5.06% NetBank *
5.06% Centennial Bank **
5.05% Stearns Bank ****+
5.05% Imperial Capital Bank *
5.02% UFB Direct ****+ (starts at 4.08%)
5.02% Pacific Mercantile Bank *
5.02% National InterBank ****+
5.02% FirstFedDirect.com ***
5.00% E*trade Bank *
5.00% Ohio Savings Bank *
5.00% LaSalle Bank ***
5.00% GMAC Bank *
5.00% Amtrust Bank *
5.00% 1st Source Bank *
4.98% Providian ****
4.95% EverBank *
4.92% UFB Banking Center ****
4.91% Meadows CU ****+
4.86% Home Bank of California *** (starts at 3.65%)
4.86% American Chartered Bank *
4.85% University of Kentucky CU ****+
4.85% Tennessee Commerce Bank
4.85% La Jolla Bank *
4.85% ESB Bank **** (starts at 4.06%)
4.85% American United Bank *
4.85% Affinity Bank **
4.80% Raymond James Bank *
4.80% Metlife ****+
4.78% Self-Help CU *
4.75% Washington First Bank *?
4.75% United Bank *
4.75% Pacific Trust Bank ****+
4.75% North Community Bank **
4.75% Intervest National Bank *
4.75% First Financial CU ****+
4.75% eBank *
4.75% National Bank of Kansas City *
4.75% Edens Bank **
4.75% Community First Bank *
4.73% Transportation Alliance Bank *
4.70% Acacia Federal Savings Bank *
4.65% Christian Community CU ****+
4.60% Western Financial Bank *
4.50% Thomaston Bank **
4.40% Beal Bank *
4.03% Assurance Partners Bank *
odd terms shorter than 18 months
(Threshold is 4.00%)
6.00% (5 month) Advantis CU **
5.25% (13 month) Virginia Commerce Bank ***
5.20% (8 Month) Bank of Washington *
5.20% (11 month) Advantis CU **
5.15% (13 month) Western Financial Bank *
5.15% (15 month) MB Financial *
5.15% (13 month) Independence Federal Savings Bank *
5.10% (13 month) United Bank *
5.06% (11 Month) Kentucky National *
5.02% (15 month) E*trade Bank *
5.00% (17 month) Suntrust Bank *
5.00% (10 month) Virginia Commerce Bank ***
5.00% (14 month) United Bank *
5.00% (13 month) PNC Bank *
5.00% (13 month) First National Bank & Trust *
5.00% (15 month) Community Banks of PA **
4.99% (1 month) Statebank of India (US branches only) ***
4.91% (14 Month) Bank of Gravett *
4.90% (13 month) Flagstar **
4.85% (10 month) Meadows CU *
4.85% (7 months) American United Bank *
4.80% (15 Month) Pacific Trust ****+
4.80% (13 Month) Pacific Trust ****+
4.80% (11 month) LBS CU ****+
4.80% (14 month) Access National Bank **
4.76% (8 month) World Savings **
4.76% (13 month) Chevy Chase Bank ****+
4.75% (7 month) United Bank *
4.75% (15 month) Sandy Spring Bank **
4.75% (13 Month) Park National Bank *
4.75% (10 month) Hillcrest Bank *
4.75% (14 months) Heritage CU **
4.75% (4 month) Flagstar *
4.75% (15 month) First National Bank of Chillicothe *
4.74% (2 month) Stearns Bank ****+
4.70% (1 month) Stearns Bank ****+
4.70% (10 month) My Personal CU *
4.65% (11 month) Suntrust Bank *
4.65% (10 month) Sandy Spring Bank **
4.65% (10 month) BB&T *
4.65% (10 month) Provident Bank of MD *
4.60% (16 month) Western Financial Bank *
4.60% (15 month) Western Financial Bank *
4.60% (14 month) Western Financial Bank *
4.60% (14 month) Third Federal *
4.59% (17 Month) TRICO CU **
4.55% (10 Month) TRICO CU **
4.55% (7 Month) Park National Bank *
4.50% (8 month) Western Financial Bank *
4.50% (7 month) Western Financial Bank *
4.50% (11 month) Western Financial Bank *
4.50% (10 month) Western Financial Bank *
4.44% (4 month) Digital CU *
4.44% (8 Month) Bank of Gravett *
4.35% (1 month) ESB Bank ****
4.30% (5 month) KeyPoint CU ****+
4.25% (4 month) Access National Bank **
4.20% (1 month) American United Bank *
4.15% (2 wks) ESB Bank ****
1.5-year CD
(Threshold is 4.00%)
5.20% M&T Bank **
5.15% Crestmark Bank ***
5.15% Eagle Bank *
5.13% KeyDirect ****
5.13% Pacific Mercantile Bank *
5.13% American Chartered Bank *
5.12% First Internet Bank of Indiana *
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% IndyMac **
5.10% Imperial Capital Bank *
5.10% 1st Source Bank *
5.10% GiantBank *
5.08% NetBank *
5.05% Stearns Bank ****+
5.05% Virtualbank ***
5.03% E*trade Bank *
5.03% EverBank *
5.01% Providian ****
5.00% United Bank *
5.00% Umbrella Bank *
5.00% Ohio Savings Bank *
5.00% GMAC Bank *
5.00% Amtrust Bank *
5.00% American United Bank *
5.00% Countrywide Bank *
4.95% Affinity Bank **
4.92% Home Bank of California *** (starts at 3.65%)
4.91% Meadows CU ****+
4.90% First Financial CU ****+
4.85% ESB Bank ****
4.80% Raymond James Bank *
4.80% Pacific Trust Bank ****+
4.80% Metlife ****+
4.80% Intervest National Bank *
4.80% Acacia Federal Savings Bank *
4.75% Pacific Premier Bank **
4.75% LaSalle Bank ***
4.75% eBank *
4.75% Community First Bank *
4.65% Tennessee Commerce Bank
4.65% Discover Bank ****
4.60% Western Financial Bank *
4.60% Interstate netBank *
4.03% Assurance Partners Bank *
2-year CD
(Threshold is 4.00%)
5.15% Crestmark Bank ***
5.15% Statebank of India (US branches only) ****+
5.13% KeyDirect ****
5.13% Pacific Mercantile Bank *
5.12% First Internet Bank of Indiana *
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% NetBank *
5.10% IndyMac **
5.10% Imperial Capital Bank *
5.08% Nexity Bank *
5.08% Centennial Bank **
5.07% California First National Bank *
5.05% Providian ****
5.05% UFB Direct ****+
5.05% Stearns Bank ****+
5.05% Virtualbank ***
5.04% E*Trade Bank *
5.02% EverBank *
5.00% University of Kentucky CU ****+
5.00% Ohio Savings Bank *
5.00% National Bank of Kansas City *
5.00% Amtrust Bank *
5.00% American United Bank *
5.00% Affinity Bank **
5.00% Countrywide Bank *
4.99% Self-Help CU *
4.99% State Department CU ****+
4.97% Home Bank of California ***
4.95% Umbrella Bank *
4.95% UFB Banking Center ****
4.90% First Financial CU ****+
4.90% GiantBank *
4.87% American Chartered Bank *
4.85% Intervest National Bank *
4.85% ESB Bank ****
4.80% Pacific Trust Bank ****+
4.80% Metlife ****+
4.80% Ascencia Bank *
4.78% Transportation Alliance Bank *
4.75% Pentagon Federal CU *
4.75% Pacific Premier Bank **
4.75% Allied First Bank *
4.71% Interstate netBank *
4.70% Discover Bank ****
4.65% Tennessee Commerce Bank
4.17% Assurance Partners Bank *
3-year CD
(Threshold is 4.00%)
5.82% Melrose CU ****+
5.50% Pentagon Federal CU *
5.41% Statebank of India (US branches only) ****+
5.40% Bank of Washington *
5.35% State Department CU ****+
5.25% Middlesex Savings Bank *
5.20% Crestmark Bank ***
5.15% KeyDirect ****
5.15% University of Kentucky CU ****+
5.15% Stearns Bank ****+
5.15% Ohio Savings Bank *
5.15% Eagle Bank *
5.15% Amtrust Bank *
5.13% Pacific Mercantile Bank *
5.12% Providian ****
5.12% First Internet Bank of Indiana *
5.11% Centennial Bank **
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% NetBank *
5.10% IndyMac **
5.10% Imperial Capital Bank *
5.08% Nexity Bank *
5.07% California First National Bank *
5.06% E*trade Bank *
5.05% UFB Direct ****+
5.05% National InterBank ****+
5.05% National Bank of Kansas City *
5.05% American United Bank *
5.05% Virtualbank ***
5.02% Home Bank of California ***
5.02% EverBank *
5.00% Salem Five **?
5.00% United Bank *
5.00% GMAC Bank *
5.00% Affinity Bank **
5.00% Countrywide Bank *
4.98% Self-Help CU *
4.96% Randolph Brooks CU *
4.95% Umbrella Bank *
4.95% UFB Banking Center ****
4.95% Intervest National Bank *
4.95% GiantBank *
4.91% Meadows CU ****+
4.90% Washington First Bank *?
4.90% Christian Community CU ****+
4.90% Acacia Federal Savings Bank *
4.90% Community First Bank *
4.88% First Financial CU ****+
4.86% Interstate netBank *
4.85% Unified CU **
4.85% Raymond James Bank *
4.85% ESB Bank ****
4.83% Transportation Alliance Bank *
4.80% Pacific Trust Bank ****+
4.80% Metlife ****+
4.80% Discover Bank ****
4.80% Ascencia Bank *
4.80% Allied First Bank *
4.75% Pacific Premier Bank **
4.65% Tennessee Commerce Bank
4.28% Assurance Partners Bank *
4-year CD
(Threshold is 4.00%)
5.93% Melrose CU ****+
5.77% State Department CU ****+
5.50% Pentagon Federal CU *
5.43% Randolph Brooks CU *
5.35% University of Kentucky CU ****+
5.25% Middlesex Savings Bank *
5.20% Crestmark Bank ***
5.16% KeyDirect ****
5.15% NetBank *
5.15% Eagle Bank *
5.12% First Internet Bank of Indiana *
5.12% Centennial Bank **
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% IndyMac **
5.10% National Bank of Kansas City *
5.10% American United Bank *
5.05% Virtualbank ***
5.05% Countrywide Bank *
5.02% Home Bank of California ***
5.02% EverBank *
5.00% United Bank *
5.00% Self-Help CU *
5.00% Raymond James Bank *
5.00% Christian Community CU ****+
5.00% Intervest National Bank *
5.00% Heritage CU **
5.00% GMAC Bank *
5.00% ESB Bank ****
5.00% Affinity Bank ***
5.00% Navy Federal CU ***
4.95% Washington First Bank *?
4.95% Umbrella Bank *
4.94% First Financial CU ****+
4.91% Meadows CU ****+
4.90% Compass Bank **
4.90% Discover Bank ****
4.90% Allied First Bank *
4.90% Acacia Federal Savings Bank *
4.90% Community First Bank *
4.89% Transportation Alliance Bank *
4.85% Unified CU **
4.82% Western Division CU ****
4.80% Pacific Trust Bank ****+
4.80% Metlife ****+
4.75% Pacific Premier Bank **
4.75% Mutual Bank **
4.65% Tennessee Commerce Bank
4.33% Assurance Partners Bank *
odd terms shorter than 5 years
(Threshold is 4.00%)
5.50% (55 month) Golden 1 CU *
5.38% (25 Month) Bank of Gravett *
5.30% (30 Month) Bank of Washington *
5.25% (20 Month) Bank of Washington *
5.14% (30 month) KeyDirect ****
5.10% (42 month) Advanta Bank ****+
5.10% (30 month) Advanta Bank ****+
5.10% (26 month) Third Federal *
5.00% (30 month) United Bank *
5.00% (41 Month) TRICO CU **
5.00% (30 month) Ohio Savings Bank *
5.00% (19 month) LBS CU ****+
5.00% (30 month) Amtrust Bank *
5.00% (30 months) Affinity Bank ***
5.00% (37 month) Access National Bank **
5.00% (30 months) Countrywide Bank *
4.91% (30 month) Meadows CU ****+
4.91% (20 month) Meadows CU *
4.90% (30 month) Umbrella Bank *
4.90% (30 month) Intervest National Bank *
4.90% (23 month) Access National Bank **
4.90% (30 month) Community First Bank *
4.85% (25 month) KeyPoint CU ****+
4.85% (30 month) Acacia Federal Savings Bank *
4.75% (27 Month) TRICO CU **
4.75% (30 month) eBank *
4.70% (30 month) Mutual Bank **
4.65% (20 month) Sandy Spring Bank ***
4.23% (30 Months) Assurance Partners Bank *
5-year CD
(Threshold is 4.00%)
6.03% Melrose CU ****+
5.82% State Department CU ****+
5.67% Pentagon Federal CU *
5.65% University of Kentucky CU ****+
5.41% Statebank of India (US branches only) ****+
5.35% Navy Federal CU ***
5.27% Randolph Brooks CU *
5.25% Providian ****
5.25% State Employees’ CU *
5.25% Middlesex Savings Bank *
5.25% Eagle Bank *
5.21% KeyDirect ****
5.20% Crestmark Bank ***
5.20% Stearns Bank ****+
5.20% NetBank *
5.15% Ohio Savings Bank *
5.15% Christian Community CU ****+
5.15% Amtrust Bank *
5.15% American United Bank *
5.14% World Savings **
5.13% Pacific Mercantile Bank *
5.12% Unified CU **
5.12% First Internet Bank of Indiana *
5.12% Centennial Bank **
5.11% E*trade Bank *
5.11% Bank of Internet *
5.10% Advanta Bank ****+
5.10% Third Federal *
5.10% IndyMac **
5.10% Imperial Capital Bank *
5.10% National Bank of Kansas City *
5.08% Nexity Bank *
5.07% California First National Bank *
5.06% EverBank *
5.05% UFB Direct ****+
5.05% Raymond James Bank *
5.05% National InterBank ****+
5.05% Intervest National Bank *
5.05% First National Bank of Chillicothe *
5.05% Virtualbank ***
5.05% Countrywide Bank *
5.03% Self-Help CU *
5.02% Home Bank of California ***
5.00% Salem Five **?
5.00% United Bank *
5.00% GMAC Bank *
5.00% Flushing Savings Bank *
5.00% First Financial CU ****+
5.00% ESB Bank ****
5.00% Citizens First CU *
5.00% Allied First Bank *
5.00% Affinity Bank ***
5.00% Community First Bank *
5.00% GiantBank *
4.95% Compass Bank **
4.95% Washington First Bank *?
4.95% UFB Banking Center ****
4.95% Discover Bank ****
4.95% Digital CU ****+
4.95% Acacia Federal Savings Bank *
4.94% Transportation Alliance Bank *
4.93% Western Division CU ****
4.91% Meadows CU ****+
4.90% Umbrella Bank *
4.86% Space City CU *
4.86% Interstate netBank *
4.80% Pacific Trust Bank ****+
4.80% Metlife ****+
4.75% Tennessee Commerce Bank
4.75% Pacific Premier Bank **
4.45% Ascencia Bank *
4.42% Assurance Partners Bank *
