Health care bill was signed by President Obama, on 23rd March, 2010.  There are still some areas that need to be addressed in the coming versions. There are millions of factors that age, location, family etc. they collectively that determine its impact on life.

Changes in 2010

• People less than 26 can avail the insurance plan of their parents.
• $250 rebate will be given to the Medicare recipients.
• The health insurance companies which have excluded the coverage for preexisting conditions for children will be banned.
• All the health insurance plans will have new regulations.

Changes in 2011

• Free wellness visits and personalized [preventions plans will b offered by the Medicare.
• 50% discount on brand name drugs will be given to the seniors working in Medicare.
• Small business will offer tax free benefits.
• Payroll tax will increase for the married couple.

Changes in 2013

• On flexible spending accounts, $2500 will be placed.
• On the sale of devices related to medicine and stuff, an excise tax of 2.9% will be imposed.
• People who earn more than $200,000, the hospital insurance tax will increase up to 0.09%
• Health insurance companies will have to have uniform standards for exchanging electronic communication, health information related to health care etc.

Changes in 2014

• Health insurance coverage will made compulsory for all the citizens of USA.
• New eligibility standards will be introduced on the health care exchanges
• 90 days would be the maximum waiting period for group health insurance plans.
• Health insurance providers will have to pay new annual fees.

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