27 thoughts on “How to Open a Bank Account Without Social Security Number (SSN)?”

  1. I would like to believe this statement but I truly believe that the Parrot Act (sorry) the “Patriot Act”, is a statute enacted by the United States Government that President George W. Bush signed into law on October 26, 2001. supersedes all the above statements because I tried and was denied.

    The managers who open the accounts for future customers didn’t seen very knowledgeable about the laws when I asked if I could open a account without a ss number. In addition such banks to make sure they are not engaging in money laundering. Bank must identify all the nominal and beneficial owners of any private bank account opened and maintained in the U.S. by non-U.S. citizens.

    But you can again check hyour resources to see if again the law has not been changed.

  2. Paul,

    Having gone through this very situation with US Bank, I can attest that no where in the Patriot Act does it actually state that Banks are required to collect the Social Security Number of those opening accounts. It is very specific about procuring valid identification of the entity opening the account, but because the Social Security Number is not required by law and is still voluntary, the banks can’t legally deny you the right to open an account based on your refusal to provide the SSN, as long as you establish valid ID otherwise. The Patriot Act does NOT require banks to collect your SSN to establish identity.

  3. I’m trying to start a business account without putting my personal info down.
    My credit is not so well and it has cause stagnation in getting a business loan. So I have studied that I can have a trust account open the business and I should be able to get a business loan under the corporations name.

    So I am looking to open (3) accounts the trust, corporation, and the non-bearing interest account. How do I do it?

  4. The problem is that banks are private companies and they can set their own rules regarding what documentation is required to open an account.

  5. The problem is with the so-called ‘valid ID’ required upon opening the account(s). Most banks require some picture ID, usually a driver license or state ID at minimum. This is a claim of jurisdiction of sorts. It shows where you claim residence or home. This indicates you are under that jurisdiction.
    The only true form of total ownership might be something like a non-jurisdictional account where no claim of jurisdiction is required to hold the account. Similar to original Swiss numbered accounts which may now require more than just issuing a number.
    Remember, as soon as you produce birth documents, picture ID’s, driver license type state ID’s, you are indicating which jurisdiction “handles you”, etc..

  6. Additionally, it may be true that the only thing that even approaches a non-jurisdictional type of account would be one of gold or silver like E-Gold, which is not taking new applications right now. Pecunix might come close, but also investigate NORFEDS and their Liberty Dollars, etc..
    The avoidance of using a Federal Reserve type of currency-based account is foreign to regular restrictions, rules, tracking and surveillance abilities, etc.. Real money is not fraud notes, but only gold or silver coin, or possibly, gold or silver real certificates if they are instruments which are redeemable in lawful money.
    What you may find is that every way you go, there are authorities and government jurisdictions seeking to restrict anything but the use of jurisdictional issued ID, Federal Reserve issued and regulated accounts and currency, etc.. Anything involving an account which is based on using Federal Reserve Currency is under the jurisdiction of The Federal Reserve and the illegal I.R.S..

  7. Who do I contact to open a non-interest bewaring checking acct without an SSN?

    I tried to open an acct with my ssn, but was refused because I refused to pay the over-draw charges that resulted when the bank illegally the IRS to levy my account.
    I know you can’t give legal advice; I will take cae of that on ky own.

    Thanks

  8. Apply for an i.t.i.n. (income tax identification number) from the I.R.S.
    On the application which is the SS-4 in the section where you’re asked for your Social Security Number just write in the following: NOT REQUIRED BY LAW.
    That’s because by law you are NOT required to produce a social security number.
    Then you’ll receive your i.t.i.n in a few weeks.
    Then when you apply to open a bank account just use that i.t.i.n. instead of a social security number.

  9. If you are successful opening an account with no ssn given, does the bank still report your name and info and balances/deposits/other transactions to the IRS some other way? Thereby sending up a bright red flag directly at you? Since the bank would need your home address or place to contact you about banking matters.

  10. can someome help me please I want to sale items online but in the state of washington they required you to have a business license and seller permit to do that,does anyone know if I need a social security number to get the business license or seller permit I will really apreciate your help.

  11. can someome help me please I want to sale items online but in the state of washington they required you to have a business license and seller permit to do that,does anyone know if I need a social security number to get the business license or seller permit I will really apreciate your help……

  12. can someome help me please I want to sale items online but in the state of washington they required you to have a business license and seller permit to do that,does anyone know if I need a social security number to get the business license or seller permit I will really apreciate your help

  13. Accordly to this, it’s possible to open for a non-american citizen open a account. I have a paypal account but cannot get the money in there cause I don’t have a account in US.

  14. What are the names of some of the Banks, this would be helpful. people would go miles to acomplish this.

  15. What are the names of some of the Banks, this would be helpful. people would go miles to accomplish this.

  16. when a person (def. a human homo-sapien with flesh and blood) takes a vow of poverty to own nothing in life said person does not and is disqualified from having and using ssn’s.

  17. All one must do to open accounts is be forceful and prepared with various law and legislation numbers to use (Note: Each of us should be prepared to use laws which support our beliefs.) when working with each individual Attorney General of the state in which the offending business or Bank operates. I’ve asserted rights for 40+years. Refusing to supply a Social in-Security Account number for non-Social Security Administration ID can be done. Public Law 93-579 is only a good starting place. There are many additional laws which govern one’s Social in-Security Account number’s non-Social Security Administration use as an ID number.

  18. I don’t believe this. Each time I go in a financial institution, they state that w/o a SSN a account cannot be opened. In fact, I have been denied of opening a account.

Comments are closed.