Tag Archive | "Alabama"

Alabama Central Credit Union Company

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,


Alabama Central Credit Union is among the oldest financial organizations in US. It was established in 1938, in the times of depression when US economy was still tumbling due to the financial crisis which started in 1929. Yet the company managed to survive due to its professional management and working ideology.

Goodwill of ACCU

Goodwill of ACCU

The early reputation of the company is still adding to the value and Alabama Central Credit Union is still considered to be an institute of good repute. There is always a rising bar of membership graph. This signifies the general trust people have on the services of Alabama Central Credit Union.

On Scale Of Judgment Parameters

Any financial institution is known and judged by the variety of consumer services it offers, the ease of services it offers, and overall, the customer support it offers. When we judge Alabama Central Credit Union on these fronts, we achieve a good result. The company has provided admiring services in all of the areas mentioned above.

Structural Performance

The organization serves over 800 companies within Alabama state. The organizational structure is well formed to serve thousands of employees of these companies with high quality of financial services. The composition of services is specially designed to meet the immediate and general financial needs of groups and individuals.

Checking Services

If we analyze the checking services, we observe well managed units of service offerings. Check Plus, Money Manager Account, Debit Cards, and Direct Deposits are few services which are known for their quality, integrity, and timely services.

Check Plus Offer

The Check Plus has no monthly fees and is available to state wide consumers without the requirement of any minimum balance limits. A regular monthly statement record for each consumer, with choices of unlimited check writing, consumer’s own preference of check designs, and carbon copy checks, is also offered. Read the full story

A Guide to Debt Settlement Service

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,


Debt settlement program is a helping program for those who are carrying the heavy burden of outstanding debts and are not able to pay off these debts. With a debt settlement program, your debt settlement service provider negotiates with your creditors on your behalf and helps you to get your loans reduced and allow you to pay off affordable lower monthly payments. You will be required to pay off your settled debts within a certain period of time that is even faster than normal loan term. In order to avail debt settlement service you have to pay a certain amount of fee.

What Loans be Settled & What Can’t?

What Loans be Settled & What Cant

You can consider getting debt settlement service if for example you are having outstanding debt of $50,000 on various credit cards and you think that you are not able to pay off these loans even with minimum payments. In such case, debt settlement service is a wise option to get out of huge debt. You can settle a variety of debts with this service like credit cards, retail store credit cards, utility bills and personal loans. You cannot settle car debts, alimony, tax debts, student loans and home loans with this service.

Fee of Debt Settlement Service

To avail debt settlement plan you will have to pay off a certain amount of fee. These fees range from 25% to 30%. Read the full story

Best Colleges in Alabama

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,


Alabama is home to some of most prestigious educational institutes in the U.S. Whether you are a careerist or looking to enjoy a colorful college life, Alabama has a college for every type of student. One of the main attractions of the Alabaman state is the diversity of landscape. You can find a top notch college near the big cities, in the mountains or even close to the waterfronts.

1. Birmingham-Southern College

Birmingham-Southern College

Birmingham-Southern College is  liberal arts institution. It was founded in 1856.  Affiliated with the United Methodist Church it’s campus is situated on 192 wooded acres. The College offers the different courses of Arts, Science,Fine Arts, political science, social sciences, business sciences,engineering, religion, maths and Music. The college also offers interdisciplinary majors, disciplinary minors and interdisciplinary minors.

2. Spring Hill College

Spring Hill College

Spring Hill is known as one of the top liberal-arts colleges. Spring Hill was founded in 1830. It is the 1st Catholic college in the Southeast. The campus spreads over 500 acres in total. Spring Hill College offers Bachelor degrees in the field of Arts and Science. Majors subjects are teacher education, sciences, humanities, inter-divisional studies,  Social Sciences, fine arts, business  management, engineering, law, medicine, nursing and many more.

3. Samford University

Samford University

Samford University is located in Homewood, a community of Birmingham. It is a private university affiliated with Baptist Convention United States. It’s campus  is 180 acres large and has total 2,908 undergraduates enrolled. Howard College of Arts and Sciences, Cumberland School of Law, McWhorter School of Pharmacy, Brock School of Business, Ida V. Moffett School of Nursing and the Beeson Divinity School are it’s part. It also offers all the major fields of study.

4. Troy University

Troy University

A normal school was founded in 1887 which was later turned into Troy University. It is a public university in the locality of Troy. Troy University’s offers a number of distinctive degrees at masters and bachelors level. Its campus also spreads in Atlanta and Georgia. Read the full story

Reliable Student Loans For Alabama Students

Tags: , , , , , , , , , , , , , , , , , , , , , ,


Only by scratching the heads, you can’t overtake your college financial needs. it’s necessary to apply for college student loans. If you are a student in Alabama and you wants to get the accurate information about financial aid then check out Alabama Commission on Higher Education (ACHE) and the Kentucky Higher Education Assistance Authority (KHEAA). These agencies work together to deliver comprehensive information and programs for college bound Alabama students.

student loan application

There are mainly three types of loans that students of Alabama can get.

1. Federal Loans for Alabama students

2. State Loans for Alabama students

3. Scholarships and grants for Alabama students

Read the full story

Banks Wary Of Small Business ARC Loans

Tags: , , , , , , , , , , , , , , , , , , , , , , , , ,


According to a lending tally released this month, the Small Business Administration has been able to grant more than 1,000 emergency loans to struggling companies since it launched the much-anticipated America’s Recovery Capital program in mid-June.

banks

Although the banks are still cautious about participating, the list confirms that the program is likely to hit its goal of making 10,000 loans by the time it ends in late 2010.

Out of 8,200 FDIC-backed banks in the U.S. around 400 lenders are currently making ARC loans. This small number could increase if it included top-tier SBA lenders with national reach. But out of SBA’s 10 most active lenders this year, only three have issued ARC loans. These three are Wells Fargo, PNC Financial and Zions Bank.

Read the full story

Bankruptcy of Omni National Bank in Georgia

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , ,


Federal regulators have seized the Omni National Bank of Atlanta. It has become the 21st bank in 2009 to fail. As the recession began, it has become the 46th bank in the list to fail. Six former branches of Omni National Bank will be operated by the Sun Trust Bank of Atlanta until April 27. This closure has caused the highest unemployment in a quarter century.

Omni National Bank of Atlanta

The status of the bank on March 09 was that it was containing $956 million in assets and in deposits $796.8 million. It was shut by the Office of Comptroller of Currency and Federal Deposit Insurance Corporation (FDIC). FDIC has further announced that Omni’s six branches will be controlled by SunTrust Banks Incorporation of Atlanta.

Read the full story

Mother of All Credit Card Lists ( over 1200 Listed )

Tags: , , , , , , , , , , , , , , , , , , , , , , , , ,


I have tried to include all credit cards issued in US. If you think if I have missed any, please leave a comment. More than 1200 cards have been included.

1. AAA Credit Card
2. AAA Rewards Visa Credit Card (Northern California, Nevada, Utah)
3. AAdvantage American Express from Citi
4. AAdvantage Bronze MasterCard from Citi
5. AAdvantage Bronze MasterCard from Citi for College Students
6. AAdvantage Gold World MasterCard from Citi
7. AAdvantage CitiBusiness Card
8. AARP Platinum Visa
9. AARP Rewards Platinum Visa Credit Card
10. AARP Travel Plus Visa Signature Card
11. Abercrombie & Fitch Credit Card
12. Academy of General Dentistry Platinum Visa Card
13. AccountNow Prepaid MasterCard
14. Adirondack Trust Company MasterCard or Visa
15. Advanta Platinum BusinessCard with Rewards
16. Advanta Life-Of-Balance Platinum Card
17. Advanta Platinum BusinessCard
18. Aer Lingus Rewards MasterCard
19. Agriculture Federal Credit Union Visa
20. AICPA Platinum Visa Card
21. Air BP Visa
22. Air Canada MasterCard
23. Aircraft Owners and Pilots Association MasterCard
24. Air Force Association Platinum MasterCard
25. Air Force Sergeants Association MasterCard
26. AirTran Airways A+ Business Card
27. AirTran Airways A+ Visa Signature Credit Card from Juniper Bank
28. Alabama Central Credit Union MasterCard or Visa
29. Alaska Airlines Visa
30. Alaska Airlines Visa Business Card
31. Albina Community Bank Loop Card
32. All-Access Visa Prepaid Card
33. Allow Card Prepaid MasterCard
34. Alternatives Federal Credit Union Visa
35. Amalgamated Bank MasterCard
36. Amalgamated Bank Union MasterCard
37. Amalgamated Bank Secured Gold MasterCard
38. Amazon.com Business Credit Card
39. Amazon.com Platinum Visa Credit Card
40. American Association of Neurological Surgeons Credit Card
41. American Bar Association Visa
42. American Boating Association Credit Card
43. American Canine Association Platinum MasterCard Read the full story

A Brief Guide to Terms Used in Bankruptcy

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,


Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy process. Bankruptcy Basics is designed to provide debtors, creditors, judiciary employees, and the general public with a basic explanation of bankruptcy and how it works. This glossary on bankruptcy terminology explains, in layman’s terms, many of the legal terms that are used in cases filed under the Bankruptcy Code.

A

adversary proceeding A lawsuit arising in or related to a bankruptcy case that is commenced by filing a complaint with the court. A nonexclusive list of adversary proceedings is set forth in Fed. R. Bankr. P. 7001.
assume An agreement to continue performing duties under a contract or lease.
automatic stay An injunction that automatically stops lawsuits, foreclosures, garnishments, and all collection activity against the debtor the moment a bankruptcy petition is filed.
Bankruptcy and Foreclosure

B

bankruptcy A legal procedure for dealing with debt problems of individuals and businesses; specifically, a case filed under one of the chapters of title 11 of the United States Code (the Bankruptcy Code).
bankruptcy administrator An officer of the judiciary serving in the judicial districts of Alabama and North Carolina who, like the U.S. trustee, is responsible for supervising the administration of bankruptcy cases, estates, and trustees; monitoring plans and disclosure statements; monitoring creditors’ committees; monitoring fee applications; and performing other statutory duties. .
Bankruptcy Code The informal name for title 11 of the United States Code (11 U.S.C. §§ 101-1330), the federal bankruptcy law.

bankruptcy court
The bankruptcy judges in regular active service in each district; a unit of the district court.

bankruptcy estate
All legal or equitable interests of the debtor in property at the time of the bankruptcy filing. (The estate includes all property in which the debtor has an interest, even if it is owned or held by another person.)

bankruptcy judge
A judicial officer of the United States district court who is the court official with decision-making power over federal bankruptcy cases.

bankruptcy petition
The document filed by the debtor (in a voluntary case) or by creditors (in an involuntary case) by which opens the bankruptcy case. (There are official forms for bankruptcy petitions.)

Read the full story

List of All Credit Cards

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,


I have tried to include all credit cards issued in US. If you think if I have missed any, please leave a comment. More than 1200 cards have been included.

1. AAA Credit Card
2. AAA Rewards Visa Credit Card (Northern California, Nevada, Utah)
3. AAdvantage American Express from Citi
4. AAdvantage Bronze MasterCard from Citi
5. AAdvantage Bronze MasterCard from Citi for College Students
6. AAdvantage Gold World MasterCard from Citi
7. AAdvantage CitiBusiness Card
8. AARP Platinum Visa
9. AARP Rewards Platinum Visa Credit Card
10. AARP Travel Plus Visa Signature Card
11. Abercrombie & Fitch Credit Card
12. Academy of General Dentistry Platinum Visa Card
13. AccountNow Prepaid MasterCard
14. Adirondack Trust Company MasterCard or Visa
15. Advanta Platinum BusinessCard with Rewards
16. Advanta Life-Of-Balance Platinum Card
17. Advanta Platinum BusinessCard
18. Aer Lingus Rewards MasterCard
19. Agriculture Federal Credit Union Visa
20. AICPA Platinum Visa Card
21. Air BP Visa
22. Air Canada MasterCard
23. Aircraft Owners and Pilots Association MasterCard
24. Air Force Association Platinum MasterCard
25. Air Force Sergeants Association MasterCard
26. AirTran Airways A+ Business Card
27. AirTran Airways A+ Visa Signature Credit Card from Juniper Bank
28. Alabama Central Credit Union MasterCard or Visa
29. Alaska Airlines Visa
30. Alaska Airlines Visa Business Card
31. Albina Community Bank Loop Card
32. All-Access Visa Prepaid Card
33. Allow Card Prepaid MasterCard
34. Alternatives Federal Credit Union Visa
35. Amalgamated Bank MasterCard
36. Amalgamated Bank Union MasterCard
37. Amalgamated Bank Secured Gold MasterCard
38. Amazon.com Business Credit Card
39. Amazon.com Platinum Visa Credit Card
40. American Association of Neurological Surgeons Credit Card
41. American Bar Association Visa
42. American Boating Association Credit Card
43. American Canine Association Platinum MasterCard
44. American Chemical Society Credit Card
45. American DreamCard MasterCard
46. American Eagle Outfitters Credit Card
47. American Express Business ExtrAA Corporate Card
48. American Express Business Gold Rewards Card
49. American Express Business Green Rewards Card
50. American Express Business Membership Rewards Card
51. American Express Business Platinum Card
52. The American Express Card
53. American Express Card for Students
54. American Express Cash Rebate Card
55. American Express Corporate Card
56. American Express Executive Business Card
57. The American Express Gold Card
58. American Express Golf Card
59. American Express IN:CHICAGO Card
60. American Express IN:LA Card
61. American Express IN:NYC Card
62. American Express Optima Card
63. American Express Optima Platinum Card
64. American Express Platinum Business Credit Card
65. American Express Platinum Business FreedomPass Credit Card
66. American Express Platinum Card
67. American Express Platinum Cash Rebate Card
68. American Express Preferred Rewards Gold Card
69. American Express Preferred Rewards Green Card
70. American Express Rewards Plus Gold Card
71. American Express SimplyCash Business Card
72. American Institute of Architects Credit Card
73. American Kennel Club Rewards Visa
74. American Legion Auxiliary Visa
75. American Legion Visa
76. American Medical Association Business Credit Card
77. American Medical Association Platinum Visa Credit Card
78. American Medical Student Association Credit Card
79. American Paint Horse Association Credit Card
80. American Photo Visa Card
81. American Quarter Horse Association Business Credit Card
82. American Quarter Horse Association Credit Card
83. American Savings Bank Secured Visa
84. American Savings Bank Student Secured Visa
85. American Savings Bank Visa
86. American Savings Bank Visa Gold
87. American Skiing Company Edge MasterCard
88. American Society of Civil Engineers Credit Card
89. American Society of Mechanical Engineers Credit Card
90. American State Bank Credit Card (Iowa)
91. American State Bank & Trust Visa (North Dakota)
92. American State Bank Visa (Texas)
93. American Taekwondo Association Credit Card
94. American University MasterCard
95. America’s Christian Credit Union Credit Cards
96. Amtrak Guest Rewards MasterCard
97. AmTrust Bank Rewards American Express Card
98. AmTrust Bank WorldPoints Credit Card
99. ANB Financial MasterCard or Visa
100. AnimalSafe MasterCard Read the full story

 

May 2012
M T W T F S S
« Apr    
 123456
78910111213
14151617181920
21222324252627
28293031