A few days ago my wallet was feeling a little too bulky. It was not because it was stuffed with cash. It was filled with plastic; credit cards as we call it. So I thought it was a good idea to cancel a few of them that I hadn’t been using for a while. I would like to share with you how I canceled one of my credit cards.

How to cancel your credit card

Although I have experience of Applying for credit cards but this was my first experience of canceling one. Apply is easy, canceling a card is harder. Have you ever tried to cancel your credit card?. Or close a bank account. Or Tried to terminate your Internet Service?.

Most of these companies try to make it very hard for you to quit. They put you through lots of exit interviews and throw you to their “customer retention specialists”. These hogs keep on making calls to you and ask you teasing questions the list of which might be endless. They even try to talk you out of your decision. Thy use anything to achieve their target.

They question your sanity, try to bring in moral questions that you feel guilty about canceling that credit card or whatever service you are trying to quit.

This morning I had a similar experience. I have an Citibank Visa card that I am trying to cancel. I have no balance on this account, so if thought that is a good idea to call them and tell them that I no longer need their service and that would be it. but that was only what “I” thought.. I was nothing like it. Read the full story