Posted on 11 September 2009
Tags: borrowing funds, calculating the CAPEX, CAPEX, capital expenditures, capital expense, capital spending, financial resources of the company, gross profit of the company, investment, physical assets, property
CAPEX is the short form of capital expense, any capital expenditures that are used to acquire physical assets are referred to as CAPEX. As a result of this capital spending the assets that are acquired could may be in the form of property such as land or buildings, as well as equipment for an office or to set up a manufacturing floor.
CAPEX can also be associated with the decision to upgrade physical assets by making improvements or otherwise refurbishing the property or equipment along with being related to the acquisition of new assets.
Amount of CAPEX
When the task will require borrowing funds then understanding the amount of CAPEX that is involved in acquiring these types of assets, or in refurbishing existing ones, can be very helpful.
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Posted on 18 August 2009
Tags: Banks, borrowers, capital expenditures, central bank, credit, creditworthiness, dollars, domestic banks, emergency lending program, financial crisis, financial markets, government, government studies, Great Depression, households, inventories, liquidity, Loans, Mortgage, Prime mortgages, public sector, U.S. Federal Reserve, US demand, US Treasury Department
According to the central bank and government studies, the US demand for loans fell in the second quarter for every major category bar prime residential mortgages due to tightened credit standards set by the banks making the borrowers cautious.
The US Federal Reserve observed in its quarterly survey of senior loan officers, conducted between July 14 and July 28, that the percentage of banks that tightened loan standards for business and households was slightly lower than in the first quarter.
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