Posted on 18 February 2010
Tags: Amortization calculator, Auto, auto dealers, auto finance, auto financing, auto insurance, auto lease, auto loan benefits, auto loan calculation, auto loans, Auto Refinance Loan, car dealer, car finance loan, car financing, car financing banks, car purchase, car refinancing, card processing fee, Contract law, cost, credit, Debt, down payment, Finance, Grand, installment, installments, interest, loan, Money, Mortgage, payment, payments, Personal Finance, price, sale
There are number of figures that are of utmost importance when buying a car, but at the same time these figures can confuse a lot, especially if you are not aware of the basic financial terms and the its concepts.
However a clear idea about the basic numbers can help you get into the more feasible situation and you are more likely to come up with the correct assessment of the loan amount or the money you need to have when buying for your prospective car.
Price of the Car
The “Sale Price” of the car is the first important figure to look at. Of course all you have to check is your feasibility first. This includes the down payment as well, if you are planning to buy a car in installments or through Auto Loan. Also keep in mind that your subsequent payments depend on your down payment. Larger the down payment, smaller will be the loan installment.
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Posted on 18 September 2008
Tags: ATM, baggage insurance, bank, card processing fee, credit card, Credit Card Company, gas station, long search, MasterCard, Merchants, Online Shop, rental car insurance, things you should know, VISA, Your
When it comes to credit cards, American’s are least educated people around the world. Our knowledge about them comes mostly from friends and family or credit card sales people. After a long search on forums and blog comments I have come up with the list of 10 things that most of people should know about their credit cards and they don’t. It’s my contribution to help you learn more about your own credit card rights and providing you means and methods to protect them
1) Your Credit Card is Not Valid Till You Sign it
There is a panel on the back of your card that says “Not Valid Unless Signed”. A large number of people ignore this or just write “SEE ID” or “CHECK ID”. They become very shocked when some diligent merchants refuse their card.
Let’s have a look at what VISA’s procedures says about what should happen when a customer presents an unsigned card:
The merchant will ask for customer’s ID like Driving Licence or Passport.
Customer will be asked to sign the card. If he signs it, the signature on the card will be compared to the signature on his ID.
If customer refuses, the card will not be accepted.
It is a known fact that most of the merchants don’t follow this policy, but some like UPS are quite strict.
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