Posted on 22 August 2009
Tags: account, auto lease, California, cell phone plan, certified mail, charges, checking account, code, collection agencies, credit, credit bureau, credit card, credit file, credit freeze, credit profile, Credit Report, creditor, employers, Equifax Security Freeze, Experian Security Freeze, government, identity theft, information, insurance policy, landlords, message, Mortgage, new creditors, payment details, pin number, TransUnion Security Freeze, victim
By opting for a credit freeze, consumers can put a block on their credit file, in order to prevent identity theft. This is done if some of your vital information has leaked and you feel threatened. A credit freeze will prevent criminals and fraudsters from opening new lines of credit.
What will be the impact of a credit freeze?
Any new creditors, employers, and landlords will not have access to your credit report, if you put a credit freeze in place. They will simply receive a message or a code that indicates that the account has been frozen, when they try to access your file. This will stop most creditors to extend any new credit, as they won’t have access to your credit report, thereby protecting you from further identity theft.
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Posted on 03 August 2009
Tags: affidavits, attorney, certified mail, Citi’s Credit Monitoring Service, Companies Offering Credit Monitoring Services, credit bureaus, credit monitoring services, Credit Report, Credit Score, dollar, email, equifax, fraud, fraudulent activity, Identity Guard, Identity Theft Insurance, Long distance phone, New York, TrueCredit, wages, wireless telephone
There are online credit monitoring services available that provide consumers with a set of tools that help you to take proactive action in monitoring your credit report, while protecting your credit and identity information.
Monitoring services may notify you via email or wireless telephone instantly of any changes that are made to your credit report, which can help you identify fraudulent activity faster, and therefore minimize the negative impact it would have on your credit.
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