citi card

There are credit cards available in the market that offer a 0% APR introductory period. Most credit cards offer 0% APR for the first 12 months for purchases and balance transfers, and this can mean some serious savings if you plan ahead. Thus try to go for this type of credit card when you decide to get one.

Advantages of 0% APR Credit Card

A 0% APR credit card allows you to make purchases for the first 12 months by paying only the minimum payment each month. This way you don’t have to worry about paying any interest or finance charges for 12 months.

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