Tag Archive | "collection"

Collections agencies are prohibited from harassing debtors

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Collections agencies use fear in order to get debtors to pay their bills. One of the ways they intimidate people is by through the use of harassment.

debt collection letter

Real World Example:

Debt Collector: “Whatever way you want to handle this thing, you handle it, but as of today, I’m going to handle it my way.”
Consumer: “I’m going to make sure my rights are not violated.”
Debt Collector: “No, no, you going to get violated, sir.”
Debt collector: “What I’m going to do? I know where you’re at. I’m going to have my investigators come to your place of employment and drag you out, OK? Good day, big guy.”

Actual Legal Position:

Collections agencies are prohibited from harassing debtors. It is unlawful for bill collectors to bully their clients, or to use threatening or disparaging language in order collect an unsettled debt.

How to Deal With Debt Collection Agencies

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Almost all of us have to deal with collections agency at some point in life. unfortunately for so many fellow Americans, it is now. It is the worst of all times. You have huge debt and no savings to pay, still some one is keeping you on the toe to collect an over due credit card or mortgage payment. Believe me, Collection agents are the last people you want to deal with in these difficult times.

Hard fact is that you have to and you can. I am hoping that with the information contained in this article, you will be able to get through the stressful process and experience that leaves many feeling like they have been taken advantage of.avoid debt collection

Over the period of next several posts I will show you some examples of extreme collection techniques and tactics employed by some agents. I also want to educate you that these methods are both unethical and unlawful and you are to keep you head up in all of this and you should not let anyone violate your rights.

My advice is to read these scenarios as they are real life examples of what happens to other people every day. These are the methods collection agencies use to aggressively pursue debtors. You owe money, not your life and peace of mind to bank. Resist is the word!

First article of this series will be published tomorrow. Please subscribe to our RSS Feed so that you can get these articles delivered to  your email inbox.

 

May 2012
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