Whether it’s losing weight, stopping smoking, getting into shape, or even getting out of debt, nothing works if you don’t do it with commitment.
Of course being successful requires hard work, but the hard work won’t pay off until it is done with long-term commitment. Whatever you do in life, in order to succeed, you must stick to it through thick and thin.
Students begin a new chapter in their lives when they enter college. Apart from the feeling of independence and freedom, for many, it’s the first time they’ve lived on their own. For the first time they are on their own to make all the decisions for themselves, whether it is about doing laundry, planning their own meals or some major advancements regarding their financial lives such as getting a credit card.
This new liberty sometimes overwhelms the student to sign on the dotted line for the credit card, just to get that feeling of being powerful to buy anything you want.
In order to get the students to sign up for the credit cards, the credit card companies offer many tempting deals to motivate the students such as, “Get a free T-Shirt when you apply for our credit card”; “Choose a free CD”; or “Free Pizza when you apply!” The little credit card “kiosks” are spread all over the campus in some cases.
