Tag Archive | "Excel"

Ten Ways To Finance A College Students

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The current economic and financial issues have also affected the education system of various countries. People can hardly afford the educational expenses of their children. Borrowing money for them from someone is the only option to continue their children education, now-a-days. It is very sad to hear that 73% of the students complete their undergraduate studies for $3500 to $9500 at a government school, per year. In contrast, 74% of undergraduates are happy to have studied at a private university for $22000 per year.

student loans

 

The huge amount of student loan debt is due to the indirect costs like, food and living expenses, accommodation, books and fares, etc. All these information are available at every school’s financial aid office.

Following are some useful ways to finance a college education:

Paying for a College with a Scholarship

To pay for a college education with a scholarship is the most attractive option for a student. Unfortunately, students often are unaware of these opportunities. There are some private companies and federal government programs which offer you a partial scholarship.

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20 Things You Should Never Pay For

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The best things in life may be free, but these days the important things certainly are not. We have taken on the role of consumers so well, that we don’t even realize that so much stuff that we are being made to pay for should be totally free. And the good news is: lots of it is. What’s lacking is awareness. And that’s exactly what I’ve brought for you here. Here is a list of 20 things that you can get totally free, without even compromising on quality.

free-sign

1. Your Credit Report

All those ads online offering free credit reports are a scam, we learnt that ages ago. But what’s not is a scam is http://annualcreditreport.com. Don’t be fooled by what ever other websites are telling you. At annualcreditreport.com, you can get 1 free report from each of the 3 credit reporting agencies every 12 months.

2. Credit Card

creditcardGive me one good reason why anyone should pay the credit card companies an annual fee? First they make money by charging you interest, and then you have to pay annual fees as well. Don’t pay for a credit card annual feel. American Express has no fee cards, and many other financial institutions offer the same. Don’t pay any more credit card annual fees.

3. Banking Services

Just say NO to paying bank fees. Sign up for their free account. Switch banks if you have to, just don’t pay any fees for banking. Banks are already earning interest by holding your money, so why should you pay them more? Do your best to never pay for checks again too. Pay your bills using free bill pay services or online using your debit or credit cards. When and if you do run out of checks, have a nice friendly meeting with your local bank branch manager and ask about getting a free refill.

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