In 2010 many American banks failed because of the problem of recession. Economically America is going down day by day. Many banks face a lot of problems because of their failure.

Recession

Recession is a condition in which a country loss its economy. In 2010 America faces the problem of recession. Many people and banks suffer a lot in financial terms.

FDIC insured banks

FDIC is a Government department and it deals with the failure of banks. Those banks that failed but are registered and are insured with FDIC are secure in financial terms.

List of American banks which failed in 2010

• Copper Star Bank, Scottsdale, AZ on 12, November, 2010 with an estimated cost to DIF ($millions) 46.3
• Darby Bank & Trust Co., Vidalia, GA on  12, November, 2010 with an estimated cost to DIF ($millions) 136.2
• Tifton Banking Company, Tifton, GA on 12, November, 2010 with an estimated cost to DIF ($millions) 24.6
• First Vietnamese American Bank, Westminster, CA on 5, November, 2010 with an estimated cost to DIF ($millions) 9.6
• Pierce Commercial Bank, Tacoma, WA on 5, November, 2010 with an estimated cost to DIF ($millions) 21.3
• Western Commercial Bank, Woodland Hills, CA on 5, November, 2010 with an estimated cost to DIF ($millions) 25.2
• K Bank, Randallstown, MD on 5, November, 2010 with an estimated cost to DIF ($millions) 198.4
• First Arizona Savings, Scottsdale, AZ on 22, October, 2010 with an estimated cost to DIF ($millions) 32.8
• Hillcrest Bank, Overland Park, KS on 22, October, 2010 with an estimated cost to DIF ($millions) 329.7
• First Suburban National Bank, Maywood, IL on 22, October, 2010 with an estimated cost to DIF ($millions) 31.4
• The First National Bank of Barnesville, Barnesville, GA on 22, October, 2010 with an estimated cost to DIF ($millions) 33.9
• The Gordon Bank, Gordon, GA on 22, October, 2010 with an estimated cost to DIF ($millions) 9.0
• Progress Bank of Florida, Tampa, FL on 22, October, 2010 with an estimated cost to DIF ($millions) 25.0
• First Bank of Jacksonville, Jacksonville, FL on 22, October, 2010 with an estimated cost to DIF ($millions) 16.2
• Premier Bank, Jefferson City, MO on 15, October, 2010 with an estimated cost to DIF ($millions) 406.9
• WestBridge Bank and Trust Company, Chesterfield, MO on 15, October, 2010 with an estimated cost to DIF ($millions) 18.7
• Security Savings Bank F.S.B., Olathe, KS on 15, October, 2010 with an estimated cost to DIF ($millions) 82.2
• Shoreline Bank, Shoreline, WA on 1, October, 2010 with an estimated cost to DIF ($millions) 41.4
• Wakulla Bank, Crawfordville, FL on 1, October, 2010 with an estimated cost to DIF ($millions) 113.4
• Haven Trust Bank Florida, Ponte Verde Beach, FL on 24, September, 2010 with an estimated cost to DIF ($millions) 31.9
• North County Bank, Arlington, WA on 24, September, 2010 with an estimated cost to DIF ($millions) 72.8
• Maritime Savings Bank, West Allis, WI on 17, September, 2010 with an estimated cost to DIF ($millions) 83.6
• Bramble Savings Bank, Milford, OH on 17, September, 2010 with an estimated cost to DIF ($millions) 14.6
• The Peoples Bank, Winder, GA on 17, September, 2010 with an estimated cost to DIF ($millions) 98.9
• First Commerce Community Bank, Douglasville, GA on 17, September, 2010 with an estimated cost to DIF ($millions) 71.4
• Bank of Ellijay, Ellijay, GA on 17, September, 2010 with an estimated cost to DIF ($millions) 55.2
• ISN Bank, Cherry Hill, NJ on 17, September, 2010 with an estimated cost to DIF ($millions) 23.9
• Horizon Bank, Bradenton, FL on 10, September, 2010 with an estimated cost to DIF ($millions) 58.9
• Sonoma Valley Bank, Sonoma, CA on 20, August, 2010 with an estimated cost to DIF ($millions) 10.1
• Los Padres Bank, Solvang, CA on 20, August, 2010 with an estimated cost to DIF ($millions) 8.7
• Butte Community Bank, Chico, CA on 20, August, 2010 with an estimated cost to DIF ($millions) 17.4
• Pacific State Bank, Stockton, CA on 20, August, 2010 with an estimated cost to DIF ($millions) 32.6
• ShoreBank, Chicago, IL on 20, August, 2010 with an estimated cost to DIF ($millions) 367.7
• Imperial Savings and Loan Association, Martinsville, VA on 20, August, 2010 with an estimated cost to DIF ($millions) 3.5
• Independent National Bank, Ocala, FL on 20, August, 2010 with an estimated cost to DIF ($millions) 23.2
• Community National Bank at Bartow, Bartow, FL on 20, August, 2010 with an estimated cost to DIF ($millions) 10.3
• Palos Bank and Trust Company, Palos Heights, IL on 13, August, 2010 with an estimated cost to DIF ($millions) 72
• Ravenswood Bank, Chicago, IL on 6, August, 2010 with an estimated cost to DIF ($millions) 68.1
• LibertyBank, Eugene, OR on 30, July, 2010 with an estimated cost to DIF ($millions) 115.3
• The Cowlitz Bank, Longview, WA on 30, July, 2010 with an estimated cost to DIF ($millions) 68.9
• Coastal Community Bank, Panama City Beach, FL on 30, July, 2010 with an estimated cost to DIF ($millions) 94.5
• Bayside Savings Bank, Port Saint Joe, FL on 30, July, 2010 with an estimated cost to DIF ($millions) 16.2
• Northwest Bank and Trust, Acworth, GA on 30, July, 2010 with an estimated cost to DIF ($millions) 39.8
• Home Valley Bank, Cave Junction, OR on 23, July, 2010 with an estimated cost to DIF ($millions) 37.1
• Southwest USA Bank, Las Vegas, NV on 23, July, 2010 with an estimated cost to DIF ($millions) 74.1
• Community Security Bank, New Prague, MN on 23, July, 2010 with an estimated cost to DIF ($millions) 18.6
• Thunder Bank, Sylvan Grove, KS on 23, July, 2010 with an estimated cost to DIF ($millions) 4.5
• Williamsburg First National Bank, Kingstree, SC on 23, July, 2010 with an estimated cost to DIF ($millions) 8.8
• Crescent Bank and Trust Company, Jasper, GA on 23, July, 2010 with an estimated cost to DIF ($millions) 242.4
• Sterling Bank, Lantana, FL on 23, July, 2010 with an estimated cost to DIF ($millions) 45.5
• Mainstreet Savings Bank FSB, Hastings, MI on 16, July, 2010 with an estimated cost to DIF ($millions) 11.4
• Olde Cypress Community Bank, Clewiston, FL on 16, July, 2010 with an estimated cost to DIF ($millions) 31.5
• Turnberry Bank, Aventura, FL on 16, July, 2010 with an estimated cost to DIF ($millions) 34.4
• Metro Bank of Dade County, Miami, FL on 16, July, 2010 with an estimated cost to DIF ($millions) 67.6
• First National Bank of the South, Spartanburg, SC on 16, July, 2010 with an estimated cost to DIF ($millions) 74.9
• Woodlands Bank, Bluffton, SC on 16, July, 2010 with an estimated cost to DIF ($millions) 115
• Home National Bank, Blackwell, OK on 09, July, 2010 with an estimated cost to DIF ($millions) 78.7
• USA Bank, Port Chester, NY on 09, July, 2010 with an estimated cost to DIF ($millions) 61.7
• Ideal Federal Savings Bank, Baltimore, MD on 09, July, 2010 with an estimated cost to DIF ($millions) 2.1
• Bay National Bank, Baltimore, MD on 09, July, 2010 with an estimated cost to DIF ($millions) 17.4
• High Desert State Bank, Albuquerque, NM on 25, June, 2010 with an estimated cost to DIF ($millions) 20.9
• First National Bank, Savannah, GA on 25, June, 2010 with an estimated cost to DIF ($millions) 68.9
• Peninsula Bank, Englewood, FL on 25, June, 2010 with an estimated cost to DIF ($millions) 194.8
• Nevada Security Bank, Reno, NV on 18, June, 2010 with an estimated cost to DIF ($millions) 80.9
• Washington First International Bank, Seattle, WA on 11, June, 2010 with an estimated cost to DIF ($millions) 158.4
• TierOne Bank, Lincoln, NE on 04, June, 2010 with an estimated cost to DIF ($millions) 297.8
• Arcola Homestead Savings Bank, Arcola, IL on 04, June, 2010 with an estimated cost to DIF ($millions) 3.2
• First National Bank, Rosedale, MS on 04, June, 2010 with an estimated cost to DIF ($millions) 12.6
• Granite Community Bank, NA, Granite Bay, CA on 28, May, 2010 with an estimated cost to DIF ($millions) 17.3
• Bank of Florida — Tampa, Tampa, FL on 28, May, 2010 with an estimated cost to DIF ($millions) 40.3 Read the full story

I have searched internet for a good list of Cash Deposit Rates for all US Banks but did not find anything useful except a forum from where I picked this info. I am not sure if it the most recent list but this is what is available at the moment. best thing about this list of CD Rates is that links to bank websites are there. so ever if the list is not current list of CD rates it is very useful. If you know another source of  good CD rates or have up to date information, please leave a comment so I can update the list accordingly.

Use Find Function on your browser to find the CD Rate or bank you are looking for…. (usually Ctrl+F)

Symbols:

• * – Opening balance under $2500
• ** – Opening balance $2500 to $9,999
• *** – Opening balance $10,000 to $24,999
• **** – Opening balance $25,000 and higher (+ denotes high end of range)

3-month CD

(Threshold is 4.00%)

5.25% Middlesex Savings Bank *

5.00% Community Banks of PA **

4.99% Statebank of India (US branches only) ***

4.90% Crestmark Bank ***

4.89% Stearns Bank ****+

4.75% eBank *

4.65% Meadows CU *

4.65% Greater Atlantic Bank *

4.60% UFB Direct ****+ (starts at 4.08%)

4.60% Tennessee Commerce Bank

4.60% National InterBank ****+

4.59% First Internet Bank of Indiana *

4.59% Corus Bank ***

4.58% KeyDirect ****

4.55% Raymond James Bank *

4.55% Meadows CU *

4.55% Imperial Capital Bank *

4.55% FirstFedDirect.com ***

4.51% Umbrella Bank *

4.51% EverBank *

4.50% E*trade Bank *

4.50% LaSalle Bank ***

4.50% IndyMac **

4.50% Virtualbank ***

4.45% State Farm Bank ****+

4.45% Nexity Bank *

4.42% Advanta Bank ***

4.41% GiantBank *

4.40% ESB Bank **** (starts at 4.06%)

4.35% Community First Bank *

4.27% Self-Help CU *

4.25% Discover Bank ****

4.25% Bank of Internet *

4.20% American United Bank *

4.15% First Financial CU ****+

4.00% GMAC Bank *

Read the full story