Posted on 29 March 2011
Tags: account balance, account holder, account holders, account number, accounts, accrual, alteration, amenities, amount, ATM, ATMs, Automated teller machine, availability, ÃÂ Free, bank, bank account, Bank of America, banking, Business, card, cash, charges, chase, Chase accounts, chase bank, check, checking, checking account, checking account balance, checking accounts, conditions, debit, debit card, deposit, Deposit account, deposit accounts, extra fee, extra money, FDIC, Federal Deposit Insurance Corporation, fee, fees, financial services, holdersâ, inclusion, insurance, intensions, investmen, investment, investment account, investment accounts, Jennifer Myhre, levy, make a payment, monthly fees, offering, online, online payment, option, options, phone, points, pre requisites, requirement, Requirements, service fee, services, SVP, telephone banking, Transactional account
The Chase Bank has informed about the recent alteration to its checking account holders’ thorough letters. You can stay away from the charges on monthly basis. However, if you do not fulfill the pre-requisites, you will have to pay a service levy every month. If you try to find out what are their intensions, then you will be able to understand the concept of options and service fee introduced by Chase.

You have to Pay the Fee, if You don’t Fulfill the Pre-requisites
In the Chase letter delivered to its checking account holders, it has been briefed that if you are unable to fulfill the pre-requisites, you have to make a payment of US$10 every month as its charges. Following are the points that have been described by SVP Chase; Ms. Jennifer Myhre. These points advise the account holders what they should do to stay away from this fee.
§ The regular balance of deposit accounts alone or by combining with investment accounts should be at least US$5,000 or more
§ To make a payment of US$25 or more. This is without the inclusion of monthly service fee.
§ The account should have one direct deposit of minimum US$500 or more than that
Read the full story
Posted on 13 January 2010
Tags: bad credit, Banks, bill payments, credit, credit card bills, credit card payment, credit card payments, Credit Cards, Finance, interest rate, late fee, late fees, online payment, Personal Finance, phone service, timely payments, Visa Card
There are many Credit card companies that are offering lower rates to tempt new customers, but at the same time, credit card fees are rising and putting more financial burden on you. Here are the few tips to avoid extra fees on your credit card.

Pay your bills, twice a month
It is an effective practice to pay your bill twice a month, it will not only give you cost benefit but also provide you with more financial control on your payment schedules especially when you are to make a big number of payments pay every month.
Sign up for automatic bill payment
Automatic payment of bills helps ensure timely payments of your credit card bills and thus refrain you from late fee payments. Read the full story