A writ of garnishment is an order granted by a court to the creditor ordering an employer to garnish the wages of the defendant by X amount each paycheck.  Such a writ is only granted when the creditor has filled out a suit in order to recover his debt and judgment was given in his favor. It is granted only after a judgment, as every American is guaranteed the right to due process.  So, unless your creditor has sued you and won, there is no need to worry about your employer receiving such a writ.

In a writ of garnishment the amount to be garnished from a person’s paycheck is mentioned and it also provides instructions as to where the amount taken from the paycheck should be sent.  If your employer receives a writ of garnishment, he has to act accordingly whether he is willing to do it or not he has to do whatever he has been asked to do as he has no choice .If he refuses the writ orders he could face serious legal trouble himself as he is disobeying the order of a court of law. Therefore, requesting with your employer to ignore the writ and advising him not to garnish your wages is not going to work.

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A lien is method by which a lender is able to secure, restrict the use of, or encumber property if debts owed are not paid in a timely fashion. A tax lien tends to refer to the government’s right that gives rights to a lender to encumber property when taxes owed are not paid. There is a slightly difference between it and a tax levy, where the government seizes property and can sell it to pay back taxes.

Tax lien in connection with unpaid taxes on property

Though you may often have heard about a tax lien in connection with unpaid taxes on property, a lien can also be used by organizations like the US Internal Revenue Service (IRS) as the beginning process in collecting unpaid income taxes, as can most state tax boards. Essentially against any “present or future property” including income you make the lien can exist . Most often though, a tax lien in connection with income tax results only in that case when there is a seizure of income via garnishment of future wages.

How Tax lien actually works?

When people are not able to pay needed taxes on property, then they essentially grant the right for a state or federal government to seize that property, especially in the US.

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